Use case · Suppliers & manufacturers
Your clients sell online. You shouldn't wait on cross-border wires.
Give ecommerce brands a virtual account to pay into. When their wire lands, Settler converts to USDT or USDC in your wallet — no US entity, no processor, no week-long SWIFT chain.
The problem
You manufacture. They sell DTC. Banking sits in the middle.
Ecommerce clients in the US, UK, and EU want to pay you in dollars — quickly, reliably, with account details they recognize. You want USDT or USDC in your wallet, not a local bank that converts at a bad rate and holds inbound wires for review.
Most suppliers still share SWIFT details, chase payments across time zones, and lose margin to correspondent fees. Your clients don't run your factory on Stripe — they pay invoices by wire. Settlement should work for that reality.
Your clients optimized for online sales. Your bank didn't optimize for receiving from them.
Clients asking for US or EU bank details you don't have locally SWIFT transfers taking 3–7 days with opaque fees at every hop FX conversion on receipt eroding already-tight manufacturing margins Local banks blocking or delaying inbound business wires Clients moving to USDC while your account only accepts fiat slowly
How Settler helps
Virtual account in. Stablecoins out.
Settler issues a virtual settlement account you share with ecommerce clients. They wire payment against your invoice — same as today. When funds land, we convert automatically to USDT or USDC and deliver to your wallet.
No payment processor required on your side. No change to how your clients run their stores. You get dollar-equivalent stablecoins on your timeline, with transparent fees instead of hidden FX spreads.
Why suppliers & manufacturers teams choose Settler
Built for how you actually operate.
Get paid like a global vendor
Share virtual account details clients already understand — USD, EUR, or local rails where supported — without opening a US LLC just to receive wires.
Convert when funds land
Inbound wire clears → stablecoins in your wallet. Scheduled settlement keeps costs low; Instant prioritizes conversion after cleared funds arrive.
Treasury in USDT or USDC
Hold digital dollars, pay downstream partners, or off-ramp selectively for local OpEx. One wallet for multiple ecommerce clients if you prefer.
Less banking dependency
Settlement decoupled from a single local institution's appetite for cross-border volume. Regulated partners hold funds during conversion.
Workflow
From client wire to wallet in four steps
Onboard your business
Complete KYC as a supplier or manufacturer. Tell us your corridors, volume, and whether you prefer USDT or USDC.
Receive virtual account details
Settler provides account information you add to invoices — share with DTC brands, wholesalers, and sourcing agents paying by wire.
Client sends payment
Your ecommerce client wires against the PO or invoice. No change to their checkout or processor — they pay you directly.
Auto-convert to stablecoins
Funds land in your settlement account → converted to USDT or USDC → delivered to your wallet automatically.
Built for
Global suppliers serving ecommerce clients
OEM/ODM manufacturers for DTC and marketplace brands Wholesalers and distributors invoicing online retailers Packaging, textile, and component suppliers 3PL and fulfillment partners billing ecommerce operators Vendors already asked to accept USDT but lacking clean fiat on-ramps
Inbound rails
How your clients pay in.
Share virtual account details on invoices. When client wires land, we convert to stablecoins automatically. Supported corridors depend on your entity and client location — book a demo to confirm yours.
Further reading
Guides for this use case.
How Global Suppliers Receive Ecommerce Client Payments in USDT
Manufacturers and vendors don't get paid through Stripe — clients wire against invoices. Here's how virtual accounts and auto-conversion to USDT work for suppliers.
What Is Stablecoin Settlement? (And Why Online Businesses Need It)
Settlement is the step between getting paid and having usable money. For internet businesses, that step has been slow, expensive, and tied to banks — until now.
International Merchant Payout Fees: Hidden FX Costs Explained
Legacy banks charge a hidden 2–4% on cross-border merchant transfers. Here's how to audit what you're actually paying — and what stablecoin settlement saves.
FAQ
Common questions for suppliers & manufacturers.
Do my ecommerce clients need Settler or Stripe?
No. They pay you by bank transfer against your invoice — exactly as many supplier relationships work today. Settler is on your side as the payee: virtual account in, stablecoins out.
Can multiple clients pay into one account?
Yes. Many suppliers use one settlement account and wallet for all ecommerce clients, with reference numbers on wires for reconciliation. Separate accounts per client are available if your workflow requires it.
What if my client already pays in USDT?
Settler focuses on converting inbound fiat wires to stablecoins. If clients already send USDC directly, you may not need a conversion layer — talk to us and we'll map the cleanest setup.
How do I reconcile wires to invoices?
Use payment references on invoices and match incoming wires to virtual account statements alongside wallet deposits. Your bookkeeper treats stablecoin receipts like any other business inflow with documented conversion fees.
Which countries and currencies are supported?
Coverage depends on your business location and client corridors. We onboard suppliers globally where our EMI partners support inbound collection — reach out with your client mix and we'll confirm.
More use cases
Ready to settle in stablecoins?
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